Terms of Service for NavaQuote
Effective Date: December 11, 2023
Please read these Terms of Service carefully before accessing or using our website.
Introduction
These Terms of Service ("Terms") govern your use of our website, NavaQuote ("Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Website.
1. Services
1.1. Insurance Brokerage Services:
We provide insurance brokerage services by connecting you with various insurance providers and helping you compare and purchase insurance policies. We are not an insurance company and do not underwrite any insurance policies.
1.2. Website Access and Use:
We grant you a non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial use. You agree not to use the Website for any illegal or unauthorized purpose.
2. User Information
2.1. Information We Collect:
We collect certain information from you when you use the Website, including:
- Personal information, such as your name, email address, phone number, and date of birth;
- Information about your insurance needs and interests;
- Information about your insurance policies; and
- Usage data, such as your IP address, browser type, and operating system.
2.2. How We Use Information:
We use the information we collect to:
- Provide and improve the Website;
- Connect you with insurance providers;
- Process your insurance applications;
- Send you important information about your insurance policies;
- Send you marketing communications (if you have opted in); and
- Comply with applicable laws and regulations.
2.3. Do Not Sell My Information:
We do not sell your personal information to third parties.
2.4. Text Messaging:
We may send you text messages to provide you with important information about your insurance policies, such as reminders to renew your policy or updates about your coverage. You may opt out of receiving text messages at any time by following the instructions in the text message.
3. Third-Party Links
The Website may contain links to third-party websites. We are not responsible for the content or privacy practices of any third-party websites. We encourage you to read the privacy policies of any third-party websites you visit.
4. Intellectual Property
The Website and its content, including but not limited to text, graphics, logos, images, software, and audio recordings, are the property of [Your Insurance Brokerage Website Name] or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, or publicly display or perform any of the content without the prior written permission of NavaQuote.
5. Disclaimers
The Website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on the Website. You expressly agree that your use of the Website is at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, we will not be liable for any damages of any kind arising from the use of the Website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
7. Termination
We may terminate your access to the Website at any time for any reason, without notice.
8. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms shall be resolved exclusively by the courts of the State of Delaware.
9. Changes to the Terms
We may revise these Terms at any time by posting the revised Terms on the Website. You are responsible for reviewing the Terms regularly. Your continued use of the Website after the revised Terms are posted constitutes your acceptance of the revised Terms.
10. Contact Us
If you have any questions about these Terms, please contact us at contact[at]navaquote.com
Please note that these are just sample terms of service. You should consult with a lawyer to ensure that your terms of service are compliant with all applicable laws and regulations.